Businesses selling to other businesses operate differently than traditional retail.
Transactions are larger, invoicing is common, payments are often delayed, and processing costs can be significantly higher without the right structure in place.
A modern B2B payment system must go beyond basic card processing — it needs to support flexible payment methods, integrate with your existing systems, and optimize how transactions are submitted to reduce costs.
Most payment setups are designed for retail transactions, not B2B workflows.
This leads to:
A virtual gateway acts as the control layer between your business, your customers, and the payment networks.
Through integrations with leading platforms such as Global Payments (including TSYS), Worldpay, and Fiserv — powered by Evolv — your business gains the flexibility to process payments the way B2B transactions require.
This enables:
Standard transactions (Level 1) include minimal data and are typically charged the highest interchange rates.
By submitting additional transaction data — such as:
you can qualify for Level 2 and Level 3 interchange rates, which are significantly lower.
For many B2B businesses, this results in:
Without proper setup and gateway configuration, these savings are often missed entirely.
B2B payments are rarely a single-step transaction.
They require a connected workflow that includes:
Through integrations with accounting systems, CRMs, and ERPs — including platforms like QuickBooks, Zoho, and others — payments can be tied directly to invoices and customer records.
This reduces manual entry, improves accuracy, and accelerates cash flow.
A modern B2B payment system allows you to collect payments wherever your customers are:
